Here Is The Top NBFC offering A Quick Loan – Bajaj Finserv Personal Loan 2021

Without a doubt, Bajaj FinServ is one of the top NBFC in India offering financial services. So, if you are seeking an instant loan, its loans product would be a perfect choice. Bajaj Finserv personal loan 2021 offers competitive charges on favorable terms.

Whether you need to pay the medical bills or need to go on a short vacation, this loan could fulfill every requirement. However, before applying let’s explore the essential details you needed to know.

Bajaj Finserv personal loan 2021

The Bajaj Finserv personal loan 2021 comes with zero pre-payment charges. Whether you need a personal loan in Kolkata or Delhi, it could be availed anywhere in India.

• The loan amount is granted up to Rs 25 lakhs.

• The rate of interest starts from 12.99% onwards.

• The loan tenure is between 1 year and 5 years.

• The lowest EMI is Rs 2,275 per lakh.

What are the other charges?

• The processing charge for the loan is up to 4.13%.

• The bounce charge is Rs 3,000 per instance.

• The penal interest rate is between 2% and 4% of the EMI monthly.

• The secure fee is Rs 4,499.

• The outstation collection charge is Rs 65.

• The foreclosure charge is 4% on the outstanding loan amount.

Features of Bajaj Finserv personal loan 2021

• The loan application process for Bajaj Finserv personal loan 2021 is quick. The lender offers end-to-end customer support to make sure, a borrower could get the loan easily. If you have any questions, contact their customer care. The loan could be disbursed within 24 hours.

• The Bajaj Finserv claims to offer the lowest EMI among its peers. A flexible tenure will make sure you do not have any problems while repaying the loan. you could pre-pay the loan before the actual term is completing.

• The loan is instantly disbursed when the verification process is completed.

• The Bajaj Finserv personal loan 2021 has exclusive offers from time to time. It does not matter whether you have a personal loan in Kolkata or Mumbai, the offer will stand.

• The loan is quickly processed.

• The loan amount is high quantum.

• This lender does not require collateral for the loan.

Bajaj Finserv personal loan EMI calculator 2021

It is important to know the monthly EMI before you apply for the loan. For this, you can use the Bajaj Finserv personal loan EMI calculator 2021. It is available on Afinoz.com. Open the calculator.

You will have to enter the loan amount, the interest rate, and the loan tenure. It calculates automatically showing the monthly EMI along with the total cost. There is no fee to use it.

The eligibility criteria for Bajaj Finserv personal loan 2021

• The person should be a salaried individual or self-employed.

• The person should be an Indian residence.

• The age criteria are between 23 years and 59 years.

• The salary should be at least Rs 28,000 per month.

• The business should be up and running for at least 3 years.

Documents required for Bajaj Finserv personal loan

• The application form duty filled

• Identity proof – Passport, Driving license, Voter ID card

• Address proof – Rent agreement, utility bills

• Income proof- ITRs, salary slips, and bank statements for the last 3 months

How to apply? To apply for Bajaj Finserv personal loan 2021, head to Afinzo.com. On the website, start by signing up. From there, follow the steps. Conclusion As we can see, The Bajaj Finserv personal loan 2021 offers a great deal. You could get it quickly, so it is another good thing. As said before you should contact customer care in case of a query. They will surely try to resolve it.