Fullerton India Personal Loan – The Finest NBFC to offer Instant Loan

Today due to the internet, it is quick to avail of a service. An instant loan is no exception. There are NBFC and apps such as Fullerton India personal loan that have the ability to get you financial help in few days.

If you are looking for a personal loan, Fullerton is a great lender to get it. However, before applying, it is essential to know the details. Which we are going to explore in this short post.

Fullerton India Personal Loan Fullerton India personal loan is disbursed quickly upon verification completion. Currently, it has 648 branches, covering 58K villages and 600 towns all over India.

• The loan amount is offered up to Rs 25 lakhs.

• Fullerton India personal loan interest rate starts at 13% per annum.

• The loan tenure is up to 5 years.

• The processing charge is 6% of the loan amount.

• The Cheque dishonored charge is Rs 300.

• The swap charge is Rs 500.

• The swap charge for ECS replacement is Rs 500.

• The loan cancellation charge is Rs 5,000.

• The foreclosure charge is between 0% and 7% depending upon the paid EMIs.

• The pre-payment or pre-closure is not allowed until 12EMIs have been paid.

• The overdue EMI interest charge is 2% per month.

• The amortization schedule charge is Rs 200.

Types of Fullerton India personal loan

• Fullerton India personal loan for salaried persons

• Fullerton India personal loan for wedding

• Fullerton India personal loan for elite customers

• Fullerton India personal loan for self-employed

• Fullerton India personal loan for home renovation

• Fullerton India personal loan for medical emergency

• Fullerton India loan for doctors

• Fullerton India personal loan for women

• Fullerton India personal loan for Holiday

Fullerton India personal loan eligibility criteria Here are the Fullerton India personal loan eligibility criteria you need to know before applying.

• The borrower must be a self-employed professional or salaried person in a reputed organization.

• The minimum income should be at least Rs 25,000 monthly for a metro city resident. For non-metro residents, it is Rs 20,000 per month.

• The age should be a minimum of 21 and a maximum of 65 years.

• The borrower should be an Indian.

• The borrower should have a credit score of 750 or above.

• The borrower should have at least 1 year of work experience and a minimum of 6 months at the current organization.

• The borrower should be living as a current resident for a minimum of 1 year.

Required documents for Fullerton India Personal Loan

• The loan application form

• Proof of Identity – Aadhar card, Voter ID card, Passport, Driving license, PAN card

• Proof of address – Rent agreement, utility bill, ration card

• Proof of income – ITR, Salary slips for the last 6 months, bank statement

• Processing fee cheque

Why choose Fullerton India for a personal loan?

• It offers a high loan amount to cover financial requirements.

• Fullerton India personal loan interest rate is competitive and low compare to other NBFC’s interest rates.

• For existing customers, there might be special offers such as pre-approved loans.

• There are also season discounts during festival times.

How to apply for Fullerton India personal loan? To apply for Fullerton India personal loan, you can visit Afinoz.com. It is an online financial marketplace for personal loans. There, sign up, then apply for the loan. The steps are quite easy self-explanatory.

Conclusion

Now, you know the crucial details of Fullerton India personal loan. The loan amount, the interest rate, etc. it offers a great deal with multiple types of loans. Surely, you won’t be disappointed.