Easily Apply Online For A Personal Loan

Dell India is one of the world's biggest technological firms. A personal loan is a good option particularly for those who work with a reputable organization such as Dell India. As many benefits on a personal loan are offered to Dell India employees.

Several banks, NBFCs, and financial institutions have come up with profitable personal loan offers for employees of Dell India. For Dell India staff, the chances of loan application approval are higher for a personal loan. Below are some of the banks and instant loan apps listed that provide employees of Dell India with personal loans.

Union Bank of India

Union Bank of India is one of India's biggest banks.

• Union Bank of India can avail itself of a high loan amount of Rs. 10 lakhs*.

• Flexible loan tenure is offered a maximum of up to 5 years (60 months).

• Quick disbursement of the loan amount directly into a bank account.

HDFC Bank

HDFC is among the banks that have come up with personalized personal loan schemes for employees of Dell India. A personal loan scheme with an attractive interest rate and additional benefits for Dell India employees has been planned by the bank.

• Processing online loans are fast and easy.

• A low processing fee is charged on HDFC Bank personal loan.

• The easy method of recording is involved in loan processing.

• The interest rate starts at 10.75 percent.

Shubh Loans

The main purpose of this application is to make it easier for users to access the credit score quickly and provide easy loans to meet their financial requirements.

• Based on the results, the loan process hardly takes few minutes.

• Shubh Loans also have some repayment periods of up to 4 years.

Personal Loan Features

• Multipurpose loan: This implies that you have full freedom to use this loan sum for whatever cause or intent you are willing to do.

• Unsecured Loan: In the event of default of the loan sum, the personal loan keeps the borrower free of the risk of losing any asset.

• Flexible Repayment Term: Almost all instant personal loan lenders have flexible repayment tenure for personal loans. Because of this, the convenient repayment term may be selected from the provided term.

Eligibility Criteria of a Personal Loan

• Age: Borrowers should have a minimum age of 21 years and a maximum age of 60 at the time of the request.

• Working Experience: A borrower should have at least 2 years of working experience and the last 1 year must be working in the current organization.

• Wages: Every month the applicant should have a monthly income of Rs. 15,000 as net income.

Think you should check before applying for a personal loan

• Look past the interest rate: the processing fee of each lender varies depending on several variables.

• Ensure the protection of the data: A borrower should ensure that the digital footprint is necessary.

Generic documents needed for Personal Loan

• Passport-sized photo

• Company/Firm/Individual PAN Card.

• Identity proof (any of the following):

• Aadhaar Card

• Visa

• Voter ID card

• PAN Card

• License to drive

• Address proof (any of the following)

• Aadhaar Card

• Visa

• Voter ID card.

• License to drive.

• Bank accounts for the previous six months.

• The last 2 years of ITR.

• Audit Report.

Conclusion:

The Dell India employees can easily apply for a personal loan online with home comfort. They can get many added advantages being the employee of a reputed organization like Dell India.

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